A Partial List Of Our Clients
- Law Firms
- Physician Groups
- Hospitals
- Public School Districts
- Associations
- Construction Companies
- Manufacturing Firms
- County Governments
- Retail Outlets
- Trucking Firms
Case Histories:
"If you are not a part of the solution, there is good money to be made in prolonging the problem".
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Through a competitive Request for Proposal process, reduced annual premium from $29 million to $22 million without reducing benefits for a South Texas school district.
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Negotiated a 25% proposed rate increase down to 10%, without reducing benefits, despite a 90% loss ratio and a 16% trend factor.
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Assisted a small county government in reducing their self funded fixed costs by $22,000 in one afternoon, without reducing services.
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Assisted a trucking firm in obtaining occupational accident coverage at 20% of the cost of Workers Compensation.
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A Workers Compensation carrier reduced their proposed rate increase by $65,000 when informed that we were retained to review the program.
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A school district in West Texas with 1,700 employees reduced their claim liability by $1,330,628 with hard dollar savings of $138,651 for better benefits.
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An electric co-op was able to find a competitive stop loss offer despite an on-going transplant candidate with large claims. Rate increase was less than trend.
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An off shore oil rig manufacturer was able to get a competitive stop loss quote within two days despite three catastrophic on-going claims.
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A retail furniture store chain has maintained current health care funding without an increase in four (4) years through innovated risk management techniques.
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A 300 employee life municipality was able to maintain current benefits with a fixed cost reduction of over $250,000 through a competitive proposal process.
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A 1,400 employee group with locations in three states has lowered their group medical costs each year, for the past three years, through Plan Modeling and direct contracting.
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A fast food restaurant chain with 3,000 employees have reduced their Workers Compensation claims from an annual average of +$1 million to under $250,000 per year for the past five years.
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Converted a fully-insured dental plan to a self funded plan, improved benefits, kept the same funding, and have been able to sustain the risk without additional funding for the past 7 years.
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A TPA was charging a school district $45.00 claim administration fee per employee. Claims were sent to the TPA who then forwarded the claim electronically to China for adjudication. The TPA paid $4.50 per employee per month for the outsourced claim service, and pocketed the differnce of $40.50 per employee as his profit margin, without ever touching a claim.